For Australian companies, trusts and sole traders borrowing for business purposes. We prepare the case a credit team can say yes to — statements analysed, serviceability worked, weaknesses answered — and bring the offers back side by side.
Unsecured and secured working-capital and growth lending from the bank and fintech lenders that assess off bank statements and decide in days.
Chattel mortgage, hire purchase and leasing — the product most Australian SMEs already buy through a broker, prepared properly.
Debtor finance and single-invoice facilities for B2B businesses on 30–90 day terms.
Purchase, refinance and equity release on business premises and investment property held for business purposes.
No obligation, no credit checks at this stage, nothing to pay. We come back within one business day with what is realistic.
The RBA's Financial Stability Review says most mortgage borrowers can cope with the housing downturn, but it sees its main threats in overseas AI financing and bond markets.
Read →Most of what decides an application happens before you apply, in the numbers you already carry. Serviceability, add-backs, gearing, debtor concentration and guarantees — read the way a credit team reads them, from the accountant's side of the desk.
Read →Deplexifi's founder is a Chartered Accountant. Every case is prepared and read the way a credit team reads it before it's put in front of a lender — and you pay nothing; the lender pays our commission on completion, confirmed to you in writing.
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